According to Consumer Reports, the top loan 2 insurers are USA Property & Casualty and Amica Insurance, two of Clark’s long time favourites. Just a hair behind them is New Jersey Manufacturers Insurance Company, a company that’s never much been on Clark’s radar. loan Firmly in the middle loan of the pack you have insurers like State Farm, Mercury, Geico, American Family and others. loan On the flip side, among the lowest rated auto insurers in the country are Farmers Insurance and Hanover Insurance. Just a hair above them you’ll find Allstate, Met life Auto & Home, Liberty Mutual and Travelers, among others. loan When it comes to car insurance, be sure the deductible you have isn’t too low. Having a low deductible pushes premiums higher. It could also tempt you to make a claim for a small incident that will leave you in trouble with insurers going forward. loan

Every year loan when your home insurance renewal arrives it’s tempting to do nothing and let it renew automatically. But don’t. loan By spending a few minutes online or on the phone you could easily save yourself enough to pay for a decent holiday. loan If you unthinkingly renew your home insurance each year over a decade, loan you could easily end up paying more than £1,000 a year for a policy that you could buy for about £250 with exactly the same if not better cover. loan It’s almost unheard of for claims-free people loan switching insurer not to save money, and the longer it is since you last switched, the more you will save. loan Even if you have made a recent claim, you don’t have loan to accept the new higher premium. Other insurers will often take your business at a lower rate. Just explain what happened and how much it cost to put right.

Multicultural group of people






Many people make the assumption that life insurance is for married couples and those with kids. While it is true that not all single people need life insurance, there are a number of reasons when it can make (really) good sense.You have student loan debt. Many people assume that your debt dies with you, but that’s not always the case. While the loans through the federal government are discharged (aka forgiven) if you were to die, personal loans that have a cosigner are generally not. That means if your parents, for example, co-signed your student loan through a bank, they would be responsible for paying the rest of the loan if something happened to you. There are instances when the bank has called for the loan to be paid in full immediately following a death. You don’t want to leave your parents dealing with grief and loan payments.

The foremost Ponzi Scheme, Mavrodi Mondial Moneybox has returned to operational status, 24 hours earlier than the scheduled date amidst tension among Nigerian community members. As the Russian Wonder Bank resumes financial transactions in Nigeria amidst national pessimism, there are indications of uncertainty amidst the good news of its comeback after the embargo placed on active accounts on the 13th of December, 2016. There is a change to the spate of payments which is an aberration to the usual mode of operation of the controversial scheme. The investors have been divided into the ‘rich’ and ‘poor class’. The poor or vulnerable set of subscribers with low investments will be paid their funds with interests firstly while the seemingly rich ones with massive investments will exercise patience for an unspecified period of time. According to the communique issued today by Sergey Mavrodi, it was on this note that he advised community members to only participate with their ‘spare money’ to prevent undue exposure to economic hazards. Read an excerpt from the fresh official statement below: “As the System is socially oriented, we will make paybacks to the poor and the economically disadvantaged in the first place: it means to the members with small PH amounts. The richer can wait. Moreover, we”ve warned you repeatedly to only provide help with amounts that are not critical for you. Therefore, if these large amounts are not critical for them (the richer), they can wait a few days. No need to be tragic about it.   “This is the way it”s going to be.” Meanwhile, subscribers are now permitted to view their account balance. A subscriber who spoke to TORI NEWS in confidence stated he has earned a stunning 50% on his investment. The system is yet to start paring participants for full time business transactions of “providing help” and “giving help” as its accustomed to

The ponzi scheme which gave thousands of Nigerians Mini-heart attack, has finally re-opened for business, here are some of face-book users reactions on the reopening of the program

Dear members,
The holidays are over, and we''re now open. Just as promised. (You might have already noticed that we always stick to our promises. :-)) Actually, we promised to be open on January 14, but we''re open now, January 13, as you can see, which is a day earlier. (Well, I hope, the members of the System will forgive us for that. :-))
It''s related to the hysteria raised by the authorities and the mass media around MMM. By joining forces, they''ve managed to nearly give the members of the System a heart attack and have frightened them out of their wits. Poor souls don''t know what to expect. Will we open again or not? :-))
This is why we''ve decided, considering the situation, to reach out to the members, reassure and cheer them up by opening a little earlier. After all, Together We Can Change The World! :-)Here we go
1. As of this notice, MMM resumes its usual operation. You can now create your GH-requests.
2. However, it''s obvious that panic will reign in the first few days after the re-opening of the System. We’re likely to be deluged by GH-requests. Therefore, we''re going to make gradual paybacks by setting internal output limits. In other words, we will only pay a certain amount per day. Please, be prepared to wait for a couple of days. We are certain things will then calm down, and the System operation will return to normal.
We''re the ones setting the limits, so it''s completely under our control, and we are not expecting any emergencies in principle. Have no fear and go on about your business as usual. :-)As the System is socially oriented, we will make paybacks to the poor and the economically disadvantaged in the first place: it means to the members with small PH amounts. The richer can wait. Moreover, we''ve warned you repeatedly to only provide help with amounts that are not critical for you. Therefore, if these large amounts are not critical for them (the richer), they can wait a few days. No need to be tragic about it. :-)This is the way it''s going to be.
Hoping for your kind understanding, Sergey Mavrodi. We Change The World!
P. S. I''d like again to call on the authorities and the mass media: Please, leave us alone! Have mercy on people.

Sure, you’ve saved up for a down payment on a new house,  Mortgage Insurance loan but if you have average credit, you may have a hard time qualifying for a mortgage and buying the home of your dreams. The good news is,  Mortgage Insurance loan you can do a lot to improve your score before you apply. With these tips, you’ll have a much better chance of getting approved and locking in an affordable interest rate.1. Pay off your credit cards  Mortgage Insurance loan If you’re up to your ears in credit card debt, lenders will probably think twice before offering you a mortgage because both your credit utilization  Mortgage Insurance loan ratio and your debt-to-income ratio will be high. That’s why it’s a smart idea to start paying off those balances before sending out mortgage applications.

A 23-year-old self-employed woman, Sakina Mustapha, who deals in used ladies shoes in the Berekum Municipality of the Brong Ahafo Region of Ghana, is in the grips of the Police for attempting to smuggle a substance suspected to be cocaine to an inmate at the Sunyani Prisons. Speaking to Citi News, the Public Relations Officer (PRO) of the Prisons, ASP. Johann Nii Narh Nartey, said the suspect believed to be a member of a notorious drug syndicate terrorizing residents in the area, was arrested on Monday at the Sunyani Central Prison with the substance. He explained that Sakina was apprehended at the Sunyani Prison Barracks after she paid a visit to a prisoner in custody, Taufik Mohammed, who is serving a ten (10) year jail term with hard labour for narcotic drug offences. He added that the initial demeanour of both convict and visitor appeared normal at the initial stages of the visit, but the interaction aroused suspicion at the latter stage and so both of them were put under strict surveillance. ASP Nartey continued that, Sakina was later seen hanging around at the barracks in anxiety after the visit, and was subsequently invited into the prison where a search was conducted on her, and Ninety nine (99) pieces of substances suspected to be cocaine wrapped in cigarette foil were found in her purse. “Upon interrogation, she disclosed that the parcel was given to her by a friend of the prisoner whom she claimed she did not know previously, and who had earlier on called her on phone upon request from the convict to meet her at an arranged location to collect a parcel meant for the inmate. She also stated that, she has no previous knowledge of the content of the parcel she was carrying,” ASP. Johann Nii Narh Nartey. According to him, when she was pressed further to disclose how the parcel was going to be delivered to the prisoner, Sakina said that an intermediary, who would ensure that the items get to the inmate safely in the prison would meet her at the prisons barracks to take delivery of the “goods”. She however declined to mention the names of the intermediary as well as the supposed source of the parcel and the caller claiming that she does not know them. The PRO disclosed the mobile number on which she communicated with her accomplices has however gone dead, and could not be reached when called several times. He has however assured the issue will be investigated to its logical conclusion as the suspect has since been handed over to the Sunyani Divisional Police for further investigations. The Regional Police Public Relations Officer (PRO), Supt. Sampson Bandin confirmed the arrest and stated that his outfit has commenced investigation into the matter, and the suspect will be put before court soon. Source: Citi FM

C'mon, Christina, isn't he too young?

It's over 12 hours now and mr Eazi is still the number one trending topic on Nigerian twitter over a comment he made last night saying, 'Ghana's influence on present day "Naija Sound" cannot be over emphasized'.